The Smart Option Student Loan® by U of R SallieMae Student Loans for University of Richmond Students in Richmond, VA FOR BORROWERS ATTENDING DEGREE-GRANTING INSTITUTIONS

Whether you’re an undergraduate, career training or graduate student get money for school from Sallie Mae® Student loans from Uloop in partnership with Sallie Mae® could help!


Sallie Mae® student loans are designed for the needs of all types of students.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Smart Option Student Loan® for undergraduate and career training students Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.


Find out which loan is right for you


Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank. Uloop is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2023 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

U of R Sallie Mae Student Loans

1. Covering Tuition Expenses: Sallie Mae Smart Option Student Loan offers up to 100% of the school-certified cost of attendance at the University of Richmond. Students can obtain aid for tuition, room and board, books, and other educational expenses.

2. Competitive Interest Rates: The Sallie Mae Smart Option Student Loan provides students with a choice of fixed or variable interest rates, which can vary based on their creditworthiness. Its fixed rate starts at 4.25%, while its variable rate starts at 1.25% above the LIBOR index.

3. Multiple Repayment Choices: Borrowers have flexible repayment options, such as monthly interest payments while in school, deferred payments after graduation, or flat-rate payments to pay off the loan when they wish.

4. No Origination Fee: The Smart Option Student Loan has no origination or disbursement fees, ensuring that students can borrow money without added charges.

5. Cosigner Release: Sallie Mae provides students with a cosigner release option. After meeting specific credit and repayment criteria, U of R students can have the cosigner removed from the loan.

Overall, Sallie Mae Smart Option Student Loan will be a prevalent option for University of Richmond students seeking to finance their undergraduate or graduate education. However, it is essential to assess the interest rate and repayment options and understand the loan terms before making any decisions.
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